Maya recently announced that it is rolling out its Maya Black Credit Card in the Philippines soon to expand access to credit for more Filipinos.
While Philippine banks offer a wide array of credit cards, getting one can be challenging for many, especially those without traditional credit histories (such as those who primarily use digital banks). To make credit more accessible to everyone, Maya’s new credit card offers fast approval and instant virtual card issuance. Of course, those who get one will also get a sleek physical card soon, complete with full in-app control.
This new card is powered by Maya’s proprietary data and AI-driven credit models, meaning Maya is able to assess and approve users whom traditional banks often overlook. Plus, what’s great is that for users who have no credit history (or want guaranteed approval), Maya will offer a secured credit card option that’s fully integrated into the app.
Security-wise, the Maya Black Credit Card lets users freeze or replace their card in real time, all while the card details are stored securely in-app.
“Credit cards have long symbolized financial freedom and status—but for most Filipinos, they’ve remained out of reach. With Maya Black, we’re making the most desirable card in the market—and democratizing access to it,” said Shailesh Baidwan, Maya Group President and Maya Bank Co-Founder. “This is a bold step in reshaping credit access—and a major leap in Maya’s journey as the leading provider of full suite of financial products.”
As a bonus, Maya Black offers a suite of premium-grade benefits from day one, including:
- Earn Maya Miles on every transaction, tracked in real time. Miles can be spent as currency across Maya’s merchant network, converted into airline miles like Philippine Airlines’ Mabuhay Miles, and redeemed for other travel rewards—all within the app.
- 3,000 bonus miles upon physical card activation and a ₱5,000 spend within 60 days
- Access to airport lounges via DragonPass, including PAGSS and Marhaba lounges in NAIA.
- Accepted at over 130 million merchants worldwide via Visa
- Advanced security, with card numbers only visible via the app and freeze/replace features
More details on the Maya Black Credit Card will be shared soon.